By: timo2
Like other reviews on this site, AMEX decided I needed to make an early payment 10 days before the monthly closing date. Are they running out of funds? Maybe they shouldn't have paid back the TARP funds!
Specifically, My wife went to buy an appliance and was declined on AMEX. She talked to the AMEX representative on the store phone, and first the AMEX representative said she was not even on my account, then said she was, but we had too high of a revolving balance.
I've been a AMEX member since 1978, and have a credit score of 764, and I'm never ever late with my payments. I called AMEX the next day to see what was up and I got this song and dance about high revolving balance, about how my credit score had fallen 20 points (I just bought a car), and I had to pay off my $2500 balance before the closing date. No matter that my typical monthly bill is $5000, and there were only 10 days left before the closing date. This is really BS, and I'm glad I saw similar stories on this website. Makes me feel like its more than just me.
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