By: Bugrad
So I decided to take a trip to Australia, making sure to pay off my credit card before I left. I had the card for about a year and my credit score was great. I get to Australia, started charging and kept on getting denied. I called up American Express which wasn't cheap from Australia. They told me I had "serious" delinquencies on my credit report.
Went to check my credit report, terrified that someone was using my identity. The horrible delinquency was my student loan that was late because of an error in my school's system!!! I fixed it the next day and I called back American Express telling them my report is fixed and I am in perfect standing, telling them it was an error. After talking to many reps, all very rude and incompetent, they said nothing can be done. So I had to keep on borrowing money from friends for a month till I got back to the States. Never doing business with American Express again that is for sure.
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